Dread Disease Cover

None of us know when a serious illness may affect us and our ability to continue working in the way that we did before. A serious illness may limit your ability to perform your functions and generate an income but not stop you working altogether. As you are still able to generate an income you can not claim from disability cover. Dread disease cover will cover you in the event of just such an illness.

You may need extra money to cover the increase in expenses as a result of your illness. These may include extra medical costs, costs of being away from work for an extended period of time. You may need home care which is very expensive should you have to pay out of your own pocket. Dread disease cover can also provide for your everyday expenses such as bond payments or car payments should you not be able to generate an income for awhile.

Dread disease covers a number of illness which may affect you ability to continue working in the way you used to. The diseases covered include the following:

  • Heart attack
  • Cancer
  • Blindness
  • Total deafness
  • Stroke
  • Organ Transplant
  • Kidney failure
  • Multiple sclerosis
  • Bypass operation and angioplasty
  • Parkinson's Disease
  • Benign brain tumor presenting malignantly
  • Rheumatoid arthritis
  • Lung embolism
  • Alzheimer's Disease
  • Loss of use of a limb due to medical causes
  • Accidental full blown Aids

Although none of us like to think of ourselves contracting any of the above diseases it is important to be prepared should they occur. Your bills will continue to come in irrespective of your illness and your ability to generate an income, and as such you need to have a policy in place which can carry you through the hard times and support you financially. This will serve to lessen the burden that comes with having a serious illness. Dread disease cover is an important part of your insurance cover and should not be overlooked.

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